/* vanilla base reset (no framework) */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--z01c9f-font, system-ui, -apple-system, 'Segoe UI', Helvetica, Arial, sans-serif); line-height: 1.5; color: var(--z01c9f-ink, #111); background: var(--z01c9f-bg, #fff); }
h1, h2, h3, h4, h5, h6 { font-family: var(--z01c9f-font-display, var(--z01c9f-font, system-ui, sans-serif)); }
img, svg, video, canvas { max-width: 100%; height: auto; }
a { color: inherit; }
*:focus-visible { outline: 2px solid var(--z01c9f-primary, #2563eb); outline-offset: 2px; }
/* visibility shim for framework toggles */
.hidden { display: none !important; }

/* design tokens */
:root {
  --z01c9f-primary: #1F3A5F;
  --z01c9f-secondary: #2E7D32;
  --z01c9f-accent: #2E7D32;
  --z01c9f-ink: #0B1B2E;
  --z01c9f-slate: #4B5563;
  --z01c9f-mist: #D7DDE6;
  --z01c9f-border: #CBD5E1;
  --z01c9f-surface: #FFFFFF;
  --z01c9f-bg: #F6F7F8;
  --z01c9f-text: #111827;
  --z01c9f-font: 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif;
  --z01c9f-font-display: 'Optima', 'Segoe UI', Candara, 'Gill Sans', 'Gill Sans MT', sans-serif;
}

/* state utilities */
.is-open { display: block !important; }
.is-active { display: block !important; }
[hidden] { display: none !important; }

/* framework-injected components (vanilla) */
[data-ui="cookie-banner"] { position: fixed; left: 1rem; right: 1rem; bottom: 1rem; z-index: 9999; margin: 0 auto; max-width: 56rem; border: 1px solid var(--z01c9f-border, #e5e7eb); background: var(--z01c9f-surface, #fff); border-radius: 1rem; padding: 1rem; box-shadow: 0 10px 30px rgba(0,0,0,.15); }
[data-ui="cookie-banner"] > div { display: flex; flex-wrap: wrap; gap: 1rem; align-items: flex-start; justify-content: space-between; }
[data-ui="cookie-banner"] > div > div:last-child { display: flex; flex-wrap: wrap; gap: .5rem; }
[data-ui="cookie-banner"] a { text-decoration: underline; }
[data-consent-action], [data-age-gate-action] { cursor: pointer; border-radius: .5rem; padding: .5rem .9rem; font-size: .8rem; border: 1px solid var(--z01c9f-border, #d1d5db); background: transparent; color: var(--z01c9f-ink, #111); }
[data-consent-action="accept-all"], [data-consent-action="save"], [data-age-gate-action="confirm"] { background: var(--z01c9f-primary, #2563eb); color: #fff; border-color: transparent; font-weight: 600; }
[data-consent-action="reject-all"] { background: var(--z01c9f-ink, #111); color: #fff; border-color: transparent; font-weight: 600; }
[data-consent-panel] { margin-top: 1rem; border: 1px solid var(--z01c9f-border, #e5e7eb); background: var(--z01c9f-surface, #fff); border-radius: .75rem; padding: 1rem; font-size: .875rem; }
[data-consent-panel] > div { display: flex; flex-wrap: wrap; gap: .75rem; }
[data-ui="cookie-banner"] label { display: inline-flex; align-items: center; gap: .5rem; }
[data-ui="age-gate-overlay"] { position: fixed; inset: 0; z-index: 10000; display: flex; align-items: center; justify-content: center; background: rgba(0,0,0,.8); }
[data-ui="age-gate-overlay"] > div { width: 100%; max-width: 28rem; margin: 0 1rem; background: var(--z01c9f-surface, #1a1a2e); color: var(--z01c9f-ink, #fff); border-radius: 1rem; padding: 2rem; text-align: center; box-shadow: 0 20px 60px rgba(0,0,0,.4); }
[data-ui="age-gate-overlay"] > div > div:last-of-type { display: flex; flex-direction: column; gap: .75rem; }
[data-age-gate-action] { padding: .75rem 1.5rem; }

/* sections */
/* z01c9f:header */
/* z01c9f:header */
#header{position:sticky;top:0;z-index:50;background:var(--z01c9f-surface);border-bottom:1px solid var(--z01c9f-border)}
#header::selection{background:var(--z01c9f-secondary);color:var(--z01c9f-surface)}
#header .header-inner{max-width:1120px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:14px;padding:14px 16px}
#header .brand{display:flex;align-items:center;gap:12px;text-decoration:none;min-width:240px}
#header .brand-mark{width:36px;height:36px;border-radius:var(--z01c9f-radius-md,12px);background:var(--z01c9f-primary);position:relative;box-shadow:0 10px 22px rgba(31,58,95,.18)}
#header .brand-mark::after{content:"";position:absolute;inset:10px;border-radius:10px;background:var(--z01c9f-secondary);transform:rotate(8deg)}
#header .brand-text{display:flex;flex-direction:column;line-height:1.1}
#header .brand-name{font-family:var(--z01c9f-font-display);font-size:18px;font-weight:800;letter-spacing:-.02em;color:var(--z01c9f-ink)}
#header .brand-tag{font-family:var(--z01c9f-font);font-size:12.5px;font-weight:600;color:var(--z01c9f-slate)}
#header .site-nav{display:flex;align-items:center;gap:16px}
#header .nav-link{font-family:var(--z01c9f-font);font-size:14px;font-weight:700;color:var(--z01c9f-ink);text-decoration:none;padding:10px 8px;border-radius:var(--z01c9f-radius-sm,8px);outline:0}
#header .nav-link:hover{background:rgba(11,27,46,.045)}
#header .nav-link-strong{color:var(--z01c9f-surface);background:var(--z01c9f-secondary);border:1px solid var(--z01c9f-secondary);padding:10px 12px}
#header .nav-link-strong:hover{background:calc(var(--z01c9f-secondary))}
#header .menu-toggle{display:none;align-items:center;gap:10px;border:1px solid var(--z01c9f-border);background:var(--z01c9f-surface);color:var(--z01c9f-ink);border-radius:var(--z01c9f-radius-md,12px);padding:10px 12px;cursor:pointer;font-weight:800}
#header .menu-toggle:focus-visible{box-shadow:0 0 0 3px rgba(46,125,50,.25);outline:0}
#header .menu-toggle-lines{width:18px;height:12px;display:inline-block;background:linear-gradient(var(--z01c9f-ink),var(--z01c9f-ink)) 0 0/100% 2px no-repeat,linear-gradient(var(--z01c9f-ink),var(--z01c9f-ink)) 0 50%/100% 2px no-repeat,linear-gradient(var(--z01c9f-ink),var(--z01c9f-ink)) 0 100%/100% 2px no-repeat;opacity:1}
#header .menu-toggle-label{font-family:var(--z01c9f-font);font-size:14px}
#header .site-nav a:focus-visible{box-shadow:0 0 0 3px rgba(31,58,95,.2);background:rgba(31,58,95,.05)}

@media (max-width: 860px){
  #header .header-inner{padding:12px 14px}
  #header .brand-tag{display:none}
  #header .site-nav{display:none;position:absolute;left:0;right:0;top:64px;background:var(--z01c9f-surface);border-bottom:1px solid var(--z01c9f-border);padding:10px 14px}
  #header .site-nav{flex-direction:column;align-items:stretch;gap:6px}
  #header .nav-link{padding:12px 10px}
  #header .nav-link-strong{width:100%;text-align:center}
  #header .menu-toggle{display:flex}
  #header[data-menu-open="true"] .site-nav{display:flex}
}
@media (prefers-reduced-motion: reduce){#header *{scroll-behavior:auto;transition:none !important;animation:none !important}}

/* z01c9f:footer */
/* z01c9f:footer */
#footer.footer{background:var(--z01c9f-bg);color:var(--z01c9f-text);padding:28px 0 20px;}
#footer .footer-inner{max-width:1100px;margin:0 auto;padding:0 18px;}
#footer .footer-top{display:flex;gap:22px;align-items:flex-start;justify-content:space-between;flex-wrap:wrap;padding-bottom:18px;border-bottom:1px solid var(--z01c9f-border);} 
#footer .footer-brand{display:flex;gap:12px;min-width:260px;flex:1;}
#footer .footer-mark{width:14px;height:14px;border-radius:6px;background:var(--z01c9f-secondary);margin-top:6px;box-shadow:0 0 0 6px rgba(46,125,50,.12);} 
#footer .footer-brand-name{font-family:var(--z01c9f-font-display);font-size:18px;letter-spacing:-.02em;margin:0 0 4px;font-weight:800;color:var(--z01c9f-ink);} 
#footer .footer-brand-meta{margin:0;color:var(--z01c9f-slate);line-height:1.55;max-width:420px;font-size:13.5px;}
#footer .footer-contacts,#footer .footer-links{min-width:240px;flex:0 0 270px;}
#footer .footer-heading{margin:0 0 10px;font-weight:800;color:var(--z01c9f-ink);font-size:14px;letter-spacing:-.01em;}
#footer .contact-row{display:flex;gap:10px;align-items:flex-start;justify-content:space-between;padding:8px 0;border-top:1px dashed rgba(203,213,225,.75);} 
#footer .contact-row:first-of-type{border-top:none;}
#footer .contact-label{color:var(--z01c9f-slate);font-size:12.5px;white-space:nowrap;}
#footer .contact-link{color:var(--z01c9f-primary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;}
#footer .contact-link:focus-visible{outline:3px solid rgba(31,58,95,.35);outline-offset:3px;border-radius:6px;}
#footer .contact-text{color:var(--z01c9f-text);font-size:13px;line-height:1.45;text-align:right;}
#footer .footer-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;}
#footer .footer-link{color:var(--z01c9f-primary);text-decoration:none;border-bottom:1px solid rgba(31,58,95,.25);padding-bottom:2px;}
#footer .footer-link:hover{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;}
#footer .footer-policy{display:flex;gap:22px;align-items:flex-start;justify-content:space-between;padding:18px 0 14px;flex-wrap:wrap;}
#footer .footer-company{flex:1;min-width:320px;}
#footer .company-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px 14px;}
#footer .company-item{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-md,12px);padding:10px 12px;}
#footer .company-k{display:block;color:var(--z01c9f-slate);font-size:12px;margin-bottom:2px;}
#footer .company-v{display:block;color:var(--z01c9f-ink);font-weight:800;font-size:13px;}
#footer .footer-disclaimer{flex:1.2;min-width:320px;background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg,16px);padding:14px 14px 12px;}
#footer .footer-paragraph{margin:0;color:var(--z01c9f-slate);line-height:1.65;font-size:13.5px;}
#footer .footer-legalbar{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-top:10px;}
#footer .footer-copyright{margin:0;color:var(--z01c9f-slate);font-size:12.8px;}
#footer .footer-backtop{color:var(--z01c9f-primary);text-decoration:none;border:1px solid rgba(31,58,95,.25);border-radius:10px;padding:8px 10px;font-weight:800;font-size:12.8px;background:var(--z01c9f-surface);} 
#footer .footer-backtop:hover{background:rgba(31,58,95,.04);} 
#footer .footer-backtop:focus-visible{outline:3px solid rgba(31,58,95,.35);outline-offset:3px;}
#footer .rg-block{margin-top:18px;background:var(--z01c9f-primary);color:var(--z01c9f-surface);border-top:1px solid rgba(203,213,225,.25);border-bottom:1px solid rgba(203,213,225,.25);padding:16px;border-radius:var(--radius-lg,16px);} 
#footer .rg-row{display:flex;gap:12px;align-items:flex-start;}
#footer .rg-badge{flex:0 0 auto;background:var(--z01c9f-secondary);color:var(--z01c9f-surface);font-weight:1000;font-size:14px;letter-spacing:.02em;border-radius:999px;padding:10px 12px;}
#footer .rg-title{margin:0 0 6px;font-weight:1000;font-size:14px;letter-spacing:-.01em;}
#footer .rg-text{margin:0;color:rgba(255,255,255,.92);line-height:1.55;font-size:13.2px;}
#footer .rg-sub{margin:10px 0 0;color:rgba(255,255,255,.92);font-size:13.2px;}
#footer .rg-links{list-style:none;margin:10px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:10px;}
#footer .rg-link{color:var(--z01c9f-surface);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;}
#footer .rg-link:focus-visible{outline:3px solid rgba(255,255,255,.35);outline-offset:3px;border-radius:8px;}
#footer .rg-regulator,#footer .rg-hotlines{margin:10px 0 0;color:rgba(255,255,255,.92);font-size:13.1px;}
#footer .rg-hotlines{font-weight:800;}
#footer ::selection{background:rgba(46,125,50,.25);}
@media (max-width: 860px){#footer .footer-contacts,#footer .footer-links{flex:1 1 280px;}}
@media (max-width: 520px){#footer .company-grid{grid-template-columns:1fr;}}
@media (prefers-reduced-motion: reduce){#footer *{scroll-behavior:auto;transition:none!important;animation:none!important;}}
/* z01c9f:hero */
/* z01c9f:hero */
#hero.hero{--radius:var(--z01c9f-radius,16px);padding:clamp(20px,4vw,44px) 0;background:var(--z01c9f-bg);} 
#hero.hero .hero-inner{max-width:1120px;margin:0 auto;padding:0 18px;display:grid;grid-template-columns:1.15fr .85fr;gap:26px;align-items:start;} 
#hero.hero .hero-copy{padding:6px 0;} 
#hero.hero .hero-kicker{margin:0 0 10px 0;font:600 12px/1.2 var(--z01c9f-font);letter-spacing:.14em;text-transform:uppercase;color:var(--z01c9f-secondary);} 
#hero.hero .hero-title{margin:0 0 14px 0;font:800 clamp(28px,3.2vw,44px)/1.08 var(--z01c9f-font-display);letter-spacing:-.02em;color:var(--z01c9f-ink);text-wrap:balance;} 
#hero.hero .hero-lead{margin:0 0 16px 0;font:400 16px/1.6 var(--z01c9f-font);color:var(--z01c9f-text);max-width:58ch;} 
#hero.hero .hero-points{margin:0 0 18px 0;padding:0;list-style:none;display:flex;flex-wrap:wrap;gap:10px 12px;} 
#hero.hero .hero-point{position:relative;padding-left:18px;font:600 14px/1.35 var(--z01c9f-font);color:var(--z01c9f-text);} 
#hero.hero .hero-point:before{content:"";position:absolute;left:0;top:.52em;width:10px;height:10px;border-radius:3px;background:var(--z01c9f-secondary);} 
#hero.hero .hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0 14px 0;} 
#hero.hero .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:12px;padding:12px 16px;font:800 14px/1 var(--z01c9f-font);text-decoration:none;letter-spacing:.01em;transition:background-color .15s ease,border-color .15s ease,transform .08s ease;} 
#hero.hero .btn:focus-visible{outline:3px solid rgba(46,125,50,.35);outline-offset:2px;} 
#hero.hero .btn:active{transform:translateY(1px);} 
#hero.hero .btn-primary{background:var(--z01c9f-primary);color:var(--z01c9f-surface);border:1px solid var(--z01c9f-primary);} 
#hero.hero .btn-primary:hover{background:#17314f;} 
#hero.hero .btn-secondary{background:var(--z01c9f-surface);color:var(--z01c9f-primary);border:1px solid var(--z01c9f-border);} 
#hero.hero .btn-secondary:hover{border-color:rgba(31,58,95,.6);background:rgba(255,255,255,.92);} 
#hero.hero .btn-ghost{background:transparent;color:var(--z01c9f-primary);border:1px solid var(--z01c9f-border);} 
#hero.hero .btn-ghost:hover{background:rgba(255,255,255,.7);} 
#hero.hero .hero-variance{margin:0;color:var(--z01c9f-slate);font:500 13px/1.55 var(--z01c9f-font);} 

#hero.hero .hero-panel{background:rgba(255,255,255,.86);border:1px solid var(--z01c9f-border);border-radius:16px;padding:18px;box-shadow:0 10px 24px rgba(11,27,46,.06);} 
#hero.hero .hero-panel-top{padding:2px 0 10px 0;border-bottom:1px solid rgba(203,213,225,.7);} 
#hero.hero .panel-title{margin:0 0 6px 0;font:900 18px/1.2 var(--z01c9f-font-display);color:var(--z01c9f-ink);letter-spacing:-.01em;} 
#hero.hero .panel-subtitle{margin:0;color:var(--z01c9f-slate);font:600 13px/1.45 var(--z01c9f-font);} 

#hero.hero .steps{margin:14px 0 12px 0;padding:0;list-style:none;display:flex;flex-direction:column;gap:12px;} 
#hero.hero .step{display:grid;grid-template-columns:34px 1fr;gap:12px;align-items:start;padding:10px;border-radius:12px;background:rgba(246,247,248,.65);border:1px solid rgba(203,213,225,.7);} 
#hero.hero .step-num{width:34px;height:34px;border-radius:10px;display:inline-flex;align-items:center;justify-content:center;background:rgba(46,125,50,.12);color:var(--z01c9f-secondary);font:900 14px/1 var(--z01c9f-font);} 
#hero.hero .step-title{margin:0 0 4px 0;font:900 14px/1.2 var(--z01c9f-font);color:var(--z01c9f-ink);} 
#hero.hero .step-text{margin:0;color:var(--z01c9f-slate);font:600 13px/1.5 var(--z01c9f-font);} 

#hero.hero .panel-cta{display:flex;align-items:center;justify-content:flex-start;gap:12px;margin-top:6px;flex-wrap:wrap;} 
#hero.hero .panel-small{color:var(--z01c9f-slate);font:600 12px/1.4 var(--z01c9f-font);} 
#hero.hero .trust{margin-top:14px;padding-top:12px;border-top:1px dashed rgba(203,213,225,.85);} 
#hero.hero .trust-line{margin:0 0 8px 0;color:var(--z01c9f-slate);font:600 13px/1.5 var(--z01c9f-font);} 
#hero.hero .trust-line strong{color:var(--z01c9f-ink);} 
#hero.hero .link{color:var(--z01c9f-primary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;} 
#hero.hero .link:focus-visible{outline:3px solid rgba(31,58,95,.35);outline-offset:3px;border-radius:6px;} 

#hero.hero .hero-bottom{max-width:1120px;margin:18px auto 0 auto;padding:0 18px;} 
#hero.hero .hero-badge{display:flex;align-items:center;gap:10px;background:rgba(215,221,230,.55);border:1px solid rgba(203,213,225,.9);border-radius:14px;padding:12px 14px;} 
#hero.hero .badge-dot{width:10px;height:10px;border-radius:50%;background:var(--z01c9f-secondary);} 
#hero.hero .badge-text{color:var(--z01c9f-slate);font:700 13px/1.45 var(--z01c9f-font);} 

@media (max-width: 900px){
  #hero.hero .hero-inner{grid-template-columns:1fr;}
  #hero.hero .hero-panel{order:2;}
}
@media (prefers-reduced-motion: reduce){
  #hero.hero .btn{transition:none;}
  #hero.hero .btn:active{transform:none;}
}
::selection{background:rgba(46,125,50,.22);}

/* z01c9f:service-features */
/* z01c9f:service-features */
#service-features{--sf-accent:var(--z01c9f-accent);--sf-ink:var(--z01c9f-ink);--sf-bg:var(--z01c9f-bg);--sf-surface:var(--z01c9f-surface);--sf-border:var(--z01c9f-border);background:var(--sf-bg);color:var(--z01c9f-text);padding:28px 0 44px;}
#service-features .service-features__inner{max-width:1040px;margin:0 auto;padding:0 18px;}
#service-features .service-features__header{margin-bottom:22px;}
#service-features .service-features__kicker{display:inline-flex;align-items:center;gap:10px;font-weight:700;letter-spacing:.02em;color:var(--z01c9f-primary);text-transform:none;}
#service-features .service-features__kicker::before{content:"";display:inline-block;width:14px;height:14px;border-radius:4px;background:var(--z01c9f-secondary);box-shadow:0 10px 24px rgba(46,125,50,.16);}
#service-features .service-features__title{font-family:var(--z01c9f-font-display);font-size:34px;line-height:1.08;margin:10px 0 10px;letter-spacing:-.015em;text-wrap:balance;}
#service-features .service-features__lede{margin:0;max-width:62ch;font-size:16px;line-height:1.65;color:var(--z01c9f-text);} 
#service-features .service-features__layout{display:grid;grid-template-columns:1fr 360px;gap:18px;align-items:start;}
#service-features .service-features__steps{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px;}
#service-features .service-step{display:flex;gap:14px;align-items:flex-start;padding:14px 14px;border-radius:var(--z01c9f-radius-md,12px);background:var(--z01c9f-surface);border:1px solid var(--sf-border);}
#service-features .service-step__num{flex:0 0 auto;width:32px;height:32px;border-radius:10px;display:flex;align-items:center;justify-content:center;background:color-mix(in srgb, var(--sf-accent) 14%, var(--sf-surface));border:1px solid color-mix(in srgb, var(--sf-accent) 28%, var(--sf-border));color:var(--sf-accent);font-weight:900;font-family:var(--z01c9f-font-display);}
#service-features .service-step__title{margin:0 0 6px;font-size:16px;letter-spacing:-.005em;color:var(--sf-ink);}
#service-features .service-step__text{margin:0;font-size:14px;line-height:1.6;color:var(--z01c9f-text);} 
#service-features .service-features__side{display:flex;flex-direction:column;gap:14px;}
#service-features .service-features__side-card{background:var(--z01c9f-surface);border:1px solid var(--sf-border);border-radius:var(--z01c9f-radius-lg,16px);padding:16px;}
#service-features .service-features__side-title{margin:0 0 10px;font-size:16px;letter-spacing:-.005em;color:var(--sf-ink);}
#service-features .service-features__side-text{margin:0 0 12px;font-size:14px;line-height:1.65;color:var(--z01c9f-text);} 
#service-features .service-features__bullets{margin:0;padding-left:18px;display:flex;flex-direction:column;gap:8px;}
#service-features .service-features__bullet{font-size:14px;line-height:1.55;color:var(--z01c9f-text);} 
#service-features .service-features__note{margin-top:12px;padding:12px 12px;border-radius:var(--z01c9f-radius-md,12px);border:1px dashed color-mix(in srgb, var(--z01c9f-primary) 40%, var(--sf-border));background:color-mix(in srgb, var(--z01c9f-primary) 6%, var(--sf-surface));}
#service-features .service-features__note p{margin:0;font-size:13px;line-height:1.6;color:var(--z01c9f-text);} 
#service-features .service-features__links{background:var(--z01c9f-surface);border:1px solid var(--sf-border);border-radius:var(--z01c9f-radius-lg,16px);padding:16px;}
#service-features .service-features__links-title{margin:0 0 10px;font-weight:800;color:var(--sf-ink);font-size:14px;letter-spacing:-.005em;}
#service-features .service-features__link-list{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:10px;}
#service-features .service-features__link{display:inline-block;color:var(--z01c9f-primary);font-weight:700;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;}
#service-features .service-features__link:visited{color:color-mix(in srgb, var(--z01c9f-primary) 92%, black);} 
#service-features .service-features__link:focus-visible{outline:3px solid color-mix(in srgb, var(--z01c9f-secondary) 65%, white);outline-offset:3px;border-radius:6px;}
#service-features .service-step:focus-within{border-color:color-mix(in srgb, var(--z01c9f-secondary) 45%, var(--sf-border));}
#service-features ::selection{background:color-mix(in srgb, var(--z01c9f-secondary) 26%, var(--sf-surface));}
@media (max-width: 920px){#service-features .service-features__layout{grid-template-columns:1fr;}
#service-features .service-features__side{order:2;}}
@media (max-width: 520px){#service-features .service-features__title{font-size:28px;}
#service-features{padding:22px 0 36px;} 
#service-features .service-step{padding:12px;} 
#service-features .service-features__inner{padding:0 14px;}}
@media (prefers-reduced-motion: reduce){#service-features *{scroll-behavior:auto;}}

/* z01c9f:how-it-works */
#how-it-works.how-it-works{background:var(--z01c9f-bg);color:var(--z01c9f-text);padding:56px 0}#how-it-works.how-it-works *{box-sizing:border-box}#how-it-works.how-it-works .how-it-works__container{max-width:1120px;margin:0 auto;padding:0 20px}#how-it-works.how-it-works .how-it-works__header{margin-bottom:26px}#how-it-works.how-it-works .how-it-works__kicker{display:inline-block;font-family:var(--z01c9f-font-display);font-weight:700;letter-spacing:.02em;color:var(--z01c9f-primary);background:rgba(31,58,95,.08);border:1px solid rgba(31,58,95,.16);padding:8px 12px;border-radius:999px;margin-bottom:14px}#how-it-works.how-it-works .how-it-works__title{font-family:var(--z01c9f-font-display);font-weight:800;font-size:clamp(26px,3.2vw,38px);letter-spacing:-.02em;line-height:1.12;margin:0 0 12px;text-wrap:balance}#how-it-works.how-it-works .how-it-works__lead{margin:0;max-width:72ch;color:var(--z01c9f-text);font-size:16px;line-height:1.65}#how-it-works.how-it-works .how-it-works__steps{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:14px}#how-it-works.how-it-works .step{display:flex;gap:16px;padding:18px 18px;background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--z01c9f-radius,12px)}#how-it-works.how-it-works .step__badge{flex:0 0 auto;width:40px;height:40px;border-radius:12px;background:rgba(46,125,50,.12);border:1px solid rgba(46,125,50,.22);color:var(--z01c9f-secondary);display:flex;align-items:center;justify-content:center;font-family:var(--z01c9f-font-display);font-weight:900;letter-spacing:-.02em}#how-it-works.how-it-works .step__title{margin:0 0 6px;font-weight:800;font-size:18px;letter-spacing:-.01em}#how-it-works.how-it-works .step__text{margin:0;color:var(--z01c9f-text);line-height:1.65;font-size:15px}#how-it-works.how-it-works .step__hint{margin:10px 0 0;color:var(--z01c9f-slate);font-size:13.5px;line-height:1.5}#how-it-works.how-it-works .how-it-works__side{margin-top:18px;display:grid;grid-template-columns:1.2fr .8fr;gap:14px;align-items:start}#how-it-works.how-it-works .notice,#how-it-works.how-it-works .deliverables{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--z01c9f-radius,12px);padding:18px 18px}#how-it-works.how-it-works .notice__title,#how-it-works.how-it-works .deliverables__title{margin:0 0 8px;font-size:16px;font-weight:900;letter-spacing:-.01em}#how-it-works.how-it-works .notice__text{margin:0;color:var(--z01c9f-text);line-height:1.65;font-size:14.5px}#how-it-works.how-it-works .deliverables__list{margin:0;padding-left:18px;color:var(--z01c9f-text);line-height:1.7;font-size:14.5px}#how-it-works.how-it-works .deliverables__list li{margin:8px 0}#how-it-works.how-it-works .how-it-works__cta{display:flex;gap:12px;justify-content:flex-start;align-items:center;margin-top:18px;flex-wrap:wrap}#how-it-works.how-it-works .primary-link,#how-it-works.how-it-works .ghost-link{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:11px 14px;border-radius:var(--z01c9f-radius,12px);font-weight:800;text-decoration:none;letter-spacing:-.01em;outline:none}#how-it-works.how-it-works .primary-link{background:var(--z01c9f-primary);color:var(--z01c9f-surface)}#how-it-works.how-it-works .ghost-link{background:transparent;border:1px solid var(--z01c9f-border);color:var(--z01c9f-primary)}#how-it-works.how-it-works .primary-link:focus-visible,#how-it-works.how-it-works .ghost-link:focus-visible{box-shadow:0 0 0 4px rgba(31,58,95,.22)}#how-it-works.how-it-works .primary-link:hover{background:rgba(31,58,95,.92)}#how-it-works.how-it-works .ghost-link:hover{border-color:rgba(31,58,95,.55);background:rgba(31,58,95,.06)}#how-it-works.how-it-works ::selection{background:rgba(46,125,50,.25);color:var(--z01c9f-ink)}@media (max-width:860px){#how-it-works.how-it-works .how-it-works__side{grid-template-columns:1fr}#how-it-works.how-it-works .step{padding:16px 14px}}@media (prefers-reduced-motion:reduce){#how-it-works.how-it-works *{scroll-behavior:auto}}
/* z01c9f:what-not-included */
/* z01c9f:what-not-included */
#what-not-included{--s-pad:clamp(18px,3.6vw,34px);--container:980px;--shadow:0 10px 26px rgba(31,58,95,0.10);background:var(--z01c9f-bg);color:var(--z01c9f-text);padding:var(--s-pad) 0;}
#what-not-included .container{width:min(var(--container),calc(100% - 40px));margin:0 auto;}
#what-not-included .section-header{max-width:760px;margin-bottom:18px;}
#what-not-included .title{font-family:var(--z01c9f-font-display);font-size:clamp(26px,3.2vw,40px);line-height:1.12;letter-spacing:-0.02em;margin:0 0 10px 0;color:var(--z01c9f-ink);text-wrap:balance;}
#what-not-included .lede{margin:0;font-size:16px;line-height:1.65;color:rgba(11,27,46,0.86);}
#what-not-included .limits{display:grid;grid-template-columns:repeat(12,1fr);gap:14px;align-items:stretch;margin-top:18px;}
#what-not-included .limit-card{grid-column:span 12;background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg);padding:16px 16px 15px 16px;box-shadow:0 1px 0 rgba(31,58,95,0.05);}
#what-not-included .limit-title{margin:0 0 8px 0;font-size:18px;line-height:1.25;color:var(--z01c9f-primary);font-weight:750;}
#what-not-included .limit-body{margin:0;font-size:15px;line-height:1.7;color:rgba(17,24,39,0.88);}
#what-not-included .highlight{border-color:rgba(46,125,50,0.35);background:linear-gradient(180deg, rgba(46,125,50,0.08) 0%, rgba(46,125,50,0.03) 100%);box-shadow:var(--shadow);}
#what-not-included .quick-links{margin-top:18px;background:rgba(255,255,255,0.7);border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg);padding:14px 16px;}
#what-not-included .quick-title{margin:0 0 10px 0;font-size:14px;font-weight:750;color:var(--z01c9f-primary);}
#what-not-included .quick-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px;}
#what-not-included .link{color:var(--z01c9f-primary);text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1px;font-weight:650;}
#what-not-included .link:focus-visible{outline:3px solid rgba(46,125,50,0.35);outline-offset:3px;border-radius:6px;}
#what-not-included .link:hover{text-decoration-thickness:2px;}
#what-not-included ::selection{background:rgba(46,125,50,0.20);}
@media (min-width: 860px){
  #what-not-included .limit-card{padding:18px 18px 16px 18px;}
  #what-not-included .limit-card:nth-child(1){grid-column:span 6;}
  #what-not-included .limit-card:nth-child(2){grid-column:span 6;}
  #what-not-included .limit-card:nth-child(3){grid-column:span 7;}
  #what-not-included .limit-card.highlight{grid-column:span 5;}
  #what-not-included .quick-list{gap:10px;}
}
@media (prefers-reduced-motion: reduce){
  #what-not-included .link{transition:none;}
}

/* z01c9f:faq */
/* z01c9f:faq */
#faq.faq{--faq-gap:16px;--faq-radius:var(--z01c9f-radius,12px);background:var(--z01c9f-bg);color:var(--z01c9f-ink);padding:56px 0;}
#faq.faq *{box-sizing:border-box;}
#faq.faq .faq__container{max-width:1040px;margin:0 auto;padding:0 20px;}
#faq.faq .faq__header{margin-bottom:26px;}
#faq.faq .faq__title{margin:0 0 10px;font-family:var(--z01c9f-font-display);font-size:42px;line-height:1.1;letter-spacing:-0.02em;text-wrap:balance;color:var(--z01c9f-ink);}
#faq.faq .faq__lede{margin:0;max-width:72ch;font-size:16px;line-height:1.65;color:var(--z01c9f-text);}
#faq.faq .faq__accordion{display:flex;flex-direction:column;gap:12px;}
#faq.faq .faq-item{border:1px solid var(--z01c9f-border);background:var(--z01c9f-surface);border-radius:var(--z01c9f-radius,12px);overflow:hidden;}
#faq.faq .faq-item__trigger{width:100%;display:flex;align-items:center;justify-content:space-between;gap:14px;padding:16px 16px;background:transparent;border:0;color:var(--z01c9f-ink);cursor:pointer;text-align:left;font-family:var(--z01c9f-font);}
#faq.faq .faq-item__trigger:focus-visible{outline:3px solid color-mix(in srgb, var(--z01c9f-primary) 60%, white 40%);outline-offset:-3px;}
#faq.faq .faq-item__q{font-weight:700;font-size:16px;line-height:1.4;}
#faq.faq .faq-item__icon{flex:0 0 auto;width:34px;height:34px;border-radius:10px;border:1px solid var(--z01c9f-border);display:flex;align-items:center;justify-content:center;font-size:20px;line-height:1;color:var(--z01c9f-primary);background:var(--z01c9f-surface);}
#faq.faq .faq-item__panel{padding:0 16px 16px 16px;background:linear-gradient(to bottom, var(--z01c9f-surface), var(--z01c9f-surface));}
#faq.faq .faq-item__a{color:var(--z01c9f-text);font-size:15px;line-height:1.7;padding-top:2px;}
#faq.faq .faq-item__links{margin-top:12px;display:flex;flex-direction:column;gap:8px;}
#faq.faq .faq-link{display:inline-flex;align-items:center;color:var(--z01c9f-primary);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px;}
#faq.faq .faq-link:focus-visible{outline:3px solid color-mix(in srgb, var(--z01c9f-primary) 60%, white 40%);outline-offset:2px;border-radius:8px;}
#faq.faq .faq__cta{margin-top:22px;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:16px;border-radius:var(--z01c9f-radius,12px);border:1px solid var(--z01c9f-border);background:var(--z01c9f-surface);}
#faq.faq .faq__cta-copy{margin:0;font-size:15px;line-height:1.6;color:var(--z01c9f-text);max-width:70ch;}
#faq.faq .faq__cta-button{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 16px;border-radius:12px;border:1px solid var(--z01c9f-primary);background:var(--z01c9f-primary);color:var(--z01c9f-surface);font-weight:800;text-decoration:none;letter-spacing:0.01em;}
#faq.faq .faq__cta-button:focus-visible{outline:3px solid color-mix(in srgb, var(--z01c9f-primary) 55%, white 45%);outline-offset:3px;}
#faq.faq .faq__cta-button:hover{background:color-mix(in srgb, var(--z01c9f-primary) 88%, white 12%);} 
@media (max-width:720px){#faq.faq{padding:44px 0;}#faq.faq .faq__title{font-size:34px;}#faq.faq .faq__cta{flex-direction:column;align-items:flex-start;}#faq.faq .faq__container{padding:0 16px;}}
@media (prefers-reduced-motion: reduce){#faq.faq *{scroll-behavior:auto;transition:none !important;animation:none !important;}} 
#faq.faq ::selection{background:color-mix(in srgb, var(--z01c9f-accent) 25%, white 75%);}

/* z01c9f:contacts */
/* z01c9f:contacts */
#contacts.contacts-section{--r-sm:var(--z01c9f-radius-sm,8px);--r-md:var(--z01c9f-radius-md,12px);--r-lg:var(--z01c9f-radius-lg,16px);background:var(--z01c9f-bg);color:var(--z01c9f-text);padding:clamp(22px,4vw,44px) 0 28px;}
#contacts .contacts-container{max-width:1120px;margin:0 auto;padding:0 18px;}
#contacts .contacts-header{max-width:760px;margin-bottom:22px;}
#contacts .contacts-kicker{margin:0 0 10px;font:600 13px/1.2 var(--z01c9f-font);letter-spacing:0.02em;color:var(--z01c9f-secondary);text-transform:uppercase;}
#contacts .contacts-title{margin:0 0 12px;font:700 clamp(22px,3.2vw,34px)/1.12 var(--z01c9f-font-display);letter-spacing:-0.02em;text-wrap:balance;color:var(--z01c9f-ink);}
#contacts .contacts-lead{margin:0;font:400 15.5px/1.65 var(--z01c9f-font);color:var(--z01c9f-text);}
#contacts .contacts-grid{display:grid;grid-template-columns:1fr;gap:18px;align-items:start;}
#contacts .contacts-form{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--z01c9f-radius-lg,16px);padding:18px;box-shadow:0 10px 24px rgba(31,58,95,0.08);}
#contacts .contacts-form-hint{margin:0 0 14px;font:400 13.5px/1.45 var(--z01c9f-font);color:var(--z01c9f-slate);}
#contacts .req{color:var(--z01c9f-accent);font-weight:700;}
#contacts .field-row{display:grid;grid-template-columns:1fr;gap:12px;}
#contacts .field{display:flex;flex-direction:column;gap:8px;margin-bottom:12px;}
#contacts label{font:600 13.5px/1.25 var(--z01c9f-font);color:var(--z01c9f-ink);}
#contacts input,#contacts select,#contacts textarea{font:400 14.5px/1.4 var(--z01c9f-font);color:var(--z01c9f-ink);background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--z01c9f-radius-md,12px);padding:11px 12px;outline:none;}
#contacts textarea{resize:vertical;min-height:140px;}
#contacts input:focus,#contacts select:focus,#contacts textarea:focus{border-color:rgba(46,125,50,0.8);box-shadow:0 0 0 4px rgba(46,125,50,0.16);} 
#contacts input::placeholder,#contacts textarea::placeholder{color:rgba(75,85,99,0.9);} 
#contacts .form-actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin-top:6px;margin-bottom:10px;}
#contacts .primary-button{appearance:none;border:none;background:var(--z01c9f-primary);color:var(--z01c9f-surface);border-radius:var(--z01c9f-radius-md,12px);padding:12px 16px;font:700 14.5px/1.1 var(--z01c9f-font);cursor:pointer;min-width:190px;}
#contacts .primary-button:focus-visible{outline:3px solid rgba(46,125,50,0.45);outline-offset:2px;}
#contacts .primary-button:hover{background:#173252;}
#contacts .secondary-button{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:var(--z01c9f-radius-md,12px);padding:12px 16px;min-width:190px;border:1.5px solid var(--z01c9f-border);background:var(--z01c9f-surface);color:var(--z01c9f-ink);text-decoration:none;font:700 14.5px/1.1 var(--z01c9f-font);}
#contacts .secondary-button:focus-visible{outline:3px solid rgba(31,58,95,0.28);outline-offset:2px;}
#contacts .secondary-button:hover{border-color:rgba(31,58,95,0.55);}
#contacts .form-footnote{border-top:1px solid var(--z01c9f-border);padding-top:12px;margin-top:10px;}
#contacts .form-footnote p{margin:0 0 10px;font:400 12.8px/1.55 var(--z01c9f-font);color:var(--z01c9f-slate);}
#contacts .policy-links{display:flex;flex-wrap:wrap;align-items:center;gap:10px;font:600 12.6px/1.2 var(--z01c9f-font);}
#contacts .policy-links a{color:var(--z01c9f-ink);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;}
#contacts .dot{color:var(--z01c9f-slate);}
#contacts .contacts-aside{display:grid;gap:14px;}
#contacts .aside-card{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--z01c9f-radius-lg,16px);padding:16px;box-shadow:0 10px 24px rgba(31,58,95,0.06);} 
#contacts .aside-card-contrast{background:var(--z01c9f-primary);border-color:rgba(31,58,95,0.25);color:var(--z01c9f-surface);} 
#contacts .aside-title{margin:0 0 10px;font:700 16px/1.25 var(--z01c9f-font-display);color:var(--z01c9f-ink);} 
#contacts .aside-title.contrast{color:var(--z01c9f-surface);} 
#contacts .aside-list{list-style:none;padding:0;margin:0;display:grid;gap:10px;}
#contacts .aside-label{display:block;font:700 12px/1.1 var(--z01c9f-font);color:var(--z01c9f-slate);text-transform:uppercase;letter-spacing:0.04em;}
#contacts .aside-link{color:var(--z01c9f-primary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;font:700 14px/1.25 var(--z01c9f-font);} 
#contacts .aside-card-contrast .aside-link{color:var(--z01c9f-surface);text-decoration:underline;} 
#contacts .aside-text{display:block;color:var(--z01c9f-text);font:500 14px/1.25 var(--z01c9f-font);} 
#contacts .aside-divider{height:1px;background:var(--z01c9f-border);margin:14px 0;}
#contacts .aside-note{margin:0;color:var(--z01c9f-text);font:400 13.2px/1.55 var(--z01c9f-font);} 
#contacts .aside-small{margin:12px 0 0;color:rgba(215,221,230,0.95);font:400 13.2px/1.55 var(--z01c9f-font);} 
#contacts .aside-card-contrast .aside-divider{background:rgba(203,213,225,0.25);} 
#contacts .checklist{margin:0;padding-left:18px;display:grid;gap:10px;color:rgba(215,221,230,0.98);} 
#contacts .checklist li{font:400 13.6px/1.5 var(--z01c9f-font);} 
#contacts .contacts-success{max-width:1120px;margin:18px auto 0;padding:0 18px;display:flex;align-items:flex-start;gap:12px;background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--z01c9f-radius-lg,16px);box-shadow:0 12px 28px rgba(46,125,50,0.10);}
#contacts [hidden]{display:none !important;}
#contacts .success-badge{width:34px;height:34px;border-radius:999px;background:rgba(46,125,50,0.16);display:grid;place-items:center;color:var(--z01c9f-secondary);font:900 16px/1 var(--z01c9f-font);} 
#contacts .success-title{margin:0 0 4px;font:800 15px/1.2 var(--z01c9f-font);color:var(--z01c9f-ink);} 
#contacts .success-text{margin:0;font:400 13.2px/1.55 var(--z01c9f-font);color:var(--z01c9f-text);} 
#contacts .success-fine{margin:8px 0 0;font:400 12.4px/1.45 var(--z01c9f-font);color:var(--z01c9f-slate);} 
#contacts .contacts-variability{margin-top:18px;background:rgba(46,125,50,0.06);border-top:1px solid rgba(46,125,50,0.18);padding:16px 0;}
#contacts .variability-text{margin:0;max-width:1120px;margin-left:auto;margin-right:auto;padding:0 18px;font:600 13.4px/1.6 var(--z01c9f-font);color:var(--z01c9f-ink);} 
#contacts .contacts-form input:invalid[aria-invalid="false"]{ }

:root ::selection{background:rgba(46,125,50,0.28);}
#contacts a{color:inherit;}

@media (min-width:860px){
  #contacts .contacts-grid{grid-template-columns:1.25fr 0.75fr;gap:22px;}
  #contacts .contacts-form{padding:22px;}
  #contacts .field-row{grid-template-columns:1fr 1fr;}
  #contacts .contacts-kicker{margin-bottom:12px;}
}
@media (prefers-reduced-motion:reduce){
  #contacts *{scroll-behavior:auto;}
}

/* z01c9f:blog-list */
/* z01c9f:blog-list */
#blog-list.blog-list{background:var(--z01c9f-bg);color:var(--z01c9f-ink);padding:40px 0 56px;}
#blog-list .blog-list__container{max-width:1100px;margin:0 auto;padding:0 20px;}
#blog-list .blog-list__header{max-width:860px;}
#blog-list .blog-list__kicker{display:inline-block;font:700 12px/1 var(--z01c9f-font);letter-spacing:.12em;text-transform:uppercase;color:var(--z01c9f-primary);background:rgba(31,58,95,.08);border:1px solid rgba(31,58,95,.18);padding:8px 10px;border-radius:var(--z01c9f-radius-sm,8px);}
#blog-list .blog-list__title{margin:14px 0 10px;font-family:var(--z01c9f-font-display);font-weight:800;font-size:34px;letter-spacing:-.02em;line-height:1.08;text-wrap:balance;}
#blog-list .blog-list__subtitle{margin:0;color:var(--z01c9f-slate);font-size:15.5px;line-height:1.6;max-width:72ch;}
#blog-list .blog-list__grid{margin-top:26px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;align-items:stretch;}
#blog-list .blog-list__card{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--z01c9f-radius-lg,16px);padding:18px 18px 16px;display:flex;flex-direction:column;min-height:220px;}
#blog-list .blog-list__meta{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:10px;}
#blog-list .blog-list__tag{font:700 12px/1 var(--z01c9f-font);letter-spacing:.08em;text-transform:uppercase;color:var(--z01c9f-accent);background:rgba(46,125,50,.10);border:1px solid rgba(46,125,50,.22);padding:8px 10px;border-radius:999px;}
#blog-list .blog-list__time{font:600 12px/1 var(--z01c9f-font);color:var(--z01c9f-slate);}
#blog-list .blog-list__card-title{margin:0 0 10px;font-family:var(--z01c9f-font-display);font-weight:800;font-size:18px;line-height:1.25;text-wrap:balance;}
#blog-list .blog-list__card-excerpt{margin:0 0 14px;color:var(--z01c9f-slate);font-size:14.5px;line-height:1.55;}
#blog-list .blog-list__link{margin-top:auto;display:inline-flex;align-items:center;gap:10px;align-self:flex-start;color:var(--z01c9f-primary);text-decoration:none;font-weight:800;letter-spacing:.01em;}
#blog-list .blog-list__link::after{content:"";width:12px;height:12px;border-right:2px solid currentColor;border-top:2px solid currentColor;transform:rotate(45deg);margin-top:2px;}
#blog-list .blog-list__link:focus-visible{outline:3px solid rgba(31,58,95,.25);outline-offset:4px;border-radius:10px;}
#blog-list .blog-list__cta{margin-top:20px;display:flex;align-items:center;justify-content:space-between;gap:16px;background:rgba(255,255,255,.75);border:1px solid var(--z01c9f-border);border-radius:var(--z01c9f-radius-lg,16px);padding:16px 18px;}
#blog-list .blog-list__cta-text{margin:0;color:var(--z01c9f-ink);font-size:14.5px;line-height:1.5;}
#blog-list .blog-list__button{display:inline-flex;align-items:center;justify-content:center;min-width:210px;padding:12px 14px;border-radius:12px;border:2px solid var(--z01c9f-primary);background:var(--z01c9f-primary);color:var(--z01c9f-surface);text-decoration:none;font-weight:900;letter-spacing:.01em;}
#blog-list .blog-list__button:focus-visible{outline:3px solid rgba(46,125,50,.25);outline-offset:4px;}
#blog-list .blog-list__button:hover{background:rgba(31,58,95,.92);border-color:rgba(31,58,95,.92);}
#blog-list .blog-list__button:active{transform:translateY(1px);}
#blog-list ::selection{background:rgba(46,125,50,.22);color:var(--z01c9f-ink);}
@media (max-width:980px){#blog-list .blog-list__grid{grid-template-columns:1fr;gap:12px;}#blog-list .blog-list__title{font-size:30px;}#blog-list .blog-list__cta{flex-direction:column;align-items:flex-start;}}
@media (prefers-reduced-motion:reduce){#blog-list .blog-list__button{transition:none;}}

/* z01c9f:article-hero */
/* z01c9f:article-hero */
#article-hero{
  --local-pad-inline: clamp(16px, 4vw, 28px);
  --local-max: 1040px;
  padding: 56px var(--local-pad-inline) 34px;
  background: var(--z01c9f-bg);
  color: var(--z01c9f-text);
}
#article-hero ::selection{ background: rgba(46,125,50,.22); }
#article-hero .article-hero__inner{
  max-width: var(--local-max);
  margin: 0 auto;
}
#article-hero .article-hero__badge{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 12px;
  border: 1px solid var(--z01c9f-border);
  border-radius: var(--radius-sm, 8px);
  background: var(--z01c9f-surface);
  color: var(--z01c9f-ink);
  font: 600 12px/1 var(--z01c9f-font);
  letter-spacing: .08em;
  text-transform: uppercase;
}
#article-hero .article-hero__title{
  margin: 18px 0 14px;
  font-family: var(--z01c9f-font-display);
  font-weight: 800;
  font-size: clamp(30px, 3.6vw, 48px);
  line-height: 1.05;
  letter-spacing: -0.02em;
  text-wrap: balance;
}
#article-hero .article-hero__meta{
  display: flex;
  flex-wrap: wrap;
  gap: 14px 18px;
  margin: 10px 0 18px;
}
#article-hero .article-hero__meta-item{
  display: flex;
  flex-direction: column;
  gap: 6px;
  padding: 12px 14px;
  border-radius: var(--radius-md, 12px);
  background: var(--z01c9f-surface);
  border: 1px solid var(--z01c9f-border);
  min-width: 220px;
}
#article-hero .article-hero__meta-label{
  color: var(--z01c9f-slate);
  font: 600 12px/1.1 var(--z01c9f-font);
  letter-spacing: .02em;
}
#article-hero .article-hero__meta-value{
  color: var(--z01c9f-ink);
  font: 700 14px/1.2 var(--z01c9f-font);
}
#article-hero .article-hero__lede{
  margin: 0;
  max-width: 72ch;
  font: 500 16px/1.7 var(--z01c9f-font);
  color: var(--z01c9f-ink);
}
#article-hero .article-hero__cta-row{
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 22px;
  align-items: center;
}
#article-hero .article-hero__btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 14px;
  border-radius: var(--radius-md, 12px);
  font: 700 14px/1 var(--z01c9f-font);
  text-decoration: none;
  border: 1px solid transparent;
}
#article-hero .article-hero__btn:focus-visible{
  outline: 3px solid rgba(31,58,95,.35);
  outline-offset: 2px;
}
#article-hero .article-hero__btn--primary{
  background: var(--z01c9f-primary);
  color: var(--z01c9f-surface);
  border-color: rgba(31,58,95,.2);
}
#article-hero .article-hero__btn--primary:hover{ background: #173252; }
#article-hero .article-hero__btn--ghost{
  background: var(--z01c9f-surface);
  border-color: var(--z01c9f-border);
  color: var(--z01c9f-ink);
}
#article-hero .article-hero__btn--ghost:hover{
  border-color: rgba(31,58,95,.35);
  background: rgba(215,221,230,.6);
}
#article-hero .article-hero__callouts{
  margin-top: 26px;
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
}
#article-hero .callout{
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 14px 16px;
  border-radius: var(--radius-lg, 16px);
  background: var(--z01c9f-surface);
  border: 1px solid var(--z01c9f-border);
}
#article-hero .callout__icon{
  width: 34px;
  height: 34px;
  border-radius: 12px;
  background: rgba(46,125,50,.12);
  color: var(--z01c9f-secondary);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font: 900 14px/1 var(--z01c9f-font);
  border: 1px solid rgba(46,125,50,.25);
  flex: 0 0 auto;
}
#article-hero .callout__body{ min-width: 0; }
#article-hero .callout__title{
  margin: 2px 0 6px;
  font: 800 14px/1.2 var(--z01c9f-font);
  color: var(--z01c9f-ink);
}
#article-hero .callout__text{
  margin: 0;
  font: 500 14px/1.65 var(--z01c9f-font);
  color: var(--z01c9f-slate);
}
@media (min-width: 860px){
  #article-hero{ padding: 66px var(--local-pad-inline) 40px; }
  #article-hero .article-hero__callouts{ grid-template-columns: 1fr 1fr 1fr; gap: 14px; }
  #article-hero .callout{ flex-direction: column; }
  #article-hero .callout__icon{ width: 38px; height: 38px; border-radius: 14px; }
}
@media (prefers-reduced-motion: reduce){
  #article-hero .article-hero__btn{ transition: none; }
}

/* z01c9f:article-content */
/* z01c9f:article-content */
#article-content{--s:var(--z01c9f-spacing,1rem);color:var(--z01c9f-text);background:var(--z01c9f-bg);padding:24px 0}
#article-content .article-content__inner{max-width:980px;margin:0 auto;padding:0 18px}
#article-content .article-content__kicker{margin:0 0 10px;font:600 12px/1.2 var(--z01c9f-font);letter-spacing:.08em;text-transform:uppercase;color:var(--z01c9f-slate)}
#article-content .article-content__title{margin:0 0 12px;font:800 30px/1.15 var(--z01c9f-font-display);letter-spacing:-.02em;text-wrap:balance;color:var(--z01c9f-ink)}
#article-content .article-content__lead{margin:0 0 18px;font:500 16px/1.6 var(--z01c9f-font);color:var(--z01c9f-text);max-width:70ch}
#article-content .article-content__toc{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-md,12px);padding:16px 16px 14px;margin:18px 0 20px}
#article-content .article-content__toc-title{margin:0 0 10px;font:800 14px/1.2 var(--z01c9f-font);color:var(--z01c9f-ink)}
#article-content .article-content__toc-list{margin:0;padding-left:18px}
#article-content .article-content__toc-list li{margin:8px 0}
#article-content .article-content__toc-link{color:var(--z01c9f-primary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px}
#article-content .article-content__toc-link:focus-visible{outline:3px solid var(--z01c9f-secondary);outline-offset:3px;border-radius:6px}
#article-content .article-content__section{margin:18px 0 22px}
#article-content .article-content__h3{margin:0 0 10px;font:800 20px/1.3 var(--z01c9f-font);letter-spacing:-.01em;color:var(--z01c9f-ink)}
#article-content .article-content__h4{margin:0 0 10px;font:800 15px/1.25 var(--z01c9f-font);color:var(--z01c9f-ink)}
#article-content .article-content__p{margin:0 0 12px;font:500 15.5px/1.75 var(--z01c9f-font);color:var(--z01c9f-text)}
#article-content .article-content__strong{color:var(--z01c9f-ink)}
#article-content .article-content__callout{background:rgba(46,125,50,.06);border:1px solid rgba(46,125,50,.25);border-radius:var(--radius-lg,16px);padding:14px 14px 10px;margin:10px 0 14px}
#article-content .article-content__callout-title{margin:0 0 8px;font:800 14px/1.2 var(--z01c9f-font);color:var(--z01c9f-ink)}
#article-content .article-content__list{margin:0;padding-left:18px}
#article-content .article-content__list li{margin:8px 0;font:500 15px/1.6 var(--z01c9f-font);color:var(--z01c9f-text)}
#article-content .article-content__mini-grid{display:grid;grid-template-columns:1fr;gap:12px;margin-top:12px}
#article-content .article-content__mini{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-md,12px);padding:14px}
#article-content .article-content__steps{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}
#article-content .article-content__step-num{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:999px;background:rgba(31,58,95,.08);color:var(--z01c9f-primary);font:800 13px/1 var(--z01c9f-font)}
#article-content .article-content__steps li{display:grid;grid-template-columns:38px 1fr;gap:10px;align-items:start;background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-md,12px);padding:14px}
#article-content .article-content__timeline{display:grid;grid-template-columns:1fr;gap:12px}
#article-content .article-content__timeline-item{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-md,12px);padding:14px}
#article-content .article-content__closing{border-top:1px solid var(--z01c9f-border);padding-top:18px;margin-top:22px}
#article-content a{color:var(--z01c9f-primary)}
#article-content a:focus-visible{outline:3px solid var(--z01c9f-secondary);outline-offset:3px;border-radius:6px}
#article-content ::selection{background:rgba(46,125,50,.25);color:var(--z01c9f-ink)}
@media (min-width: 800px){
  #article-content{padding:36px 0}
  #article-content .article-content__inner{padding:0 26px}
  #article-content .article-content__title{font-size:38px}
  #article-content .article-content__mini-grid{grid-template-columns:1fr 1fr}
  #article-content .article-content__timeline{grid-template-columns:repeat(3,1fr)}
}
@media (prefers-reduced-motion: reduce){
  #article-content *{scroll-behavior:auto;transition:none!important;animation:none!important}
}
/* z01c9f:related-articles */
/* z01c9f:related-articles */
#related-articles.related-articles{--ra-gap:24px;--ra-card-gap:14px;--ra-radius:var(--z01c9f-radius, 16px);background:var(--z01c9f-bg);color:var(--z01c9f-text);padding:40px 18px;}
#related-articles .related-articles__inner{max-width:1080px;margin:0 auto;}
#related-articles .related-articles__header{margin-bottom:26px;}
#related-articles .related-articles__kicker{margin:0 0 10px 0;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--z01c9f-slate);}
#related-articles .related-articles__title{margin:0;font-family:var(--z01c9f-font-display, 'Optima', 'Segoe UI', sans-serif);font-weight:650;font-size:34px;letter-spacing:-.02em;line-height:1.1;text-wrap:balance;}
#related-articles .related-articles__lede{margin:12px 0 0 0;max-width:70ch;font-size:16px;line-height:1.65;color:color-mix(in srgb, var(--z01c9f-text) 86%, var(--z01c9f-slate) 14%);}
#related-articles .related-articles__grid{display:grid;grid-template-columns:repeat(3, minmax(0, 1fr));gap:var(--ra-gap);align-items:stretch;}
#related-articles .related-articles__card{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--z01c9f-radius, 16px);padding:18px 18px 16px 18px;display:flex;flex-direction:column;min-height:210px;}
#related-articles .related-articles__card--current{border-color:color-mix(in srgb, var(--z01c9f-accent) 55%, var(--z01c9f-border) 45%);box-shadow:0 10px 22px color-mix(in srgb, var(--z01c9f-primary) 10%, transparent 90%);}
#related-articles .related-articles__card-title{margin:0 0 10px 0;font-size:16px;line-height:1.45;font-weight:700;color:var(--z01c9f-ink);}
#related-articles .related-articles__card-meta{margin:0 0 16px 0;color:var(--z01c9f-slate);font-size:14px;line-height:1.5;}
#related-articles .related-articles__card-link{margin-top:auto;display:inline-flex;align-items:center;gap:10px;color:var(--z01c9f-ink);text-decoration:none;font-weight:700;border:1px solid var(--z01c9f-border);background:var(--z01c9f-surface);padding:10px 12px;border-radius:12px;}
#related-articles .related-articles__card-link:focus-visible{outline:3px solid color-mix(in srgb, var(--z01c9f-secondary) 45%, white 55%);outline-offset:2px;}
#related-articles .related-articles__card-link:hover{border-color:color-mix(in srgb, var(--z01c9f-secondary) 55%, var(--z01c9f-border) 45%);}
#related-articles ::selection{background:color-mix(in srgb, var(--z01c9f-secondary) 20%, transparent 80%);}
@media (max-width: 900px){#related-articles .related-articles__grid{grid-template-columns:1fr;}
#related-articles .related-articles__title{font-size:28px;}
#related-articles{padding:34px 16px;}}
@media (prefers-reduced-motion: reduce){#related-articles *{scroll-behavior:auto;transition:none!important;}}

/* z01c9f:article-hero */
/* z01c9f:article-hero */
#article-hero{background:var(--z01c9f-bg);color:var(--z01c9f-text);padding:56px 18px 28px 18px;}
#article-hero .hero-inner{max-width:980px;margin:0 auto;}
#article-hero .hero-kicker{display:inline-flex;align-items:center;gap:10px;font-family:var(--z01c9f-font);font-size:13px;line-height:1.2;letter-spacing:.02em;color:var(--z01c9f-ink);background:rgba(255,255,255,.7);border:1px solid var(--z01c9f-border);padding:10px 12px;border-radius:var(--radius-md,12px);}
#article-hero .hero-title{margin:14px 0 14px 0;font-family:var(--z01c9f-font-display);font-weight:800;font-size:44px;line-height:1.06;letter-spacing:-.02em;text-wrap:balance;color:var(--z01c9f-ink);}
#article-hero .hero-meta{display:flex;flex-wrap:wrap;gap:14px;margin:18px 0 18px 0;padding:14px 14px;border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg,16px);background:rgba(255,255,255,.75);}
#article-hero .meta-item{min-width:220px;flex:1 1 240px;}
#article-hero .meta-label{display:block;font-size:12px;letter-spacing:.03em;color:var(--z01c9f-slate);text-transform:uppercase;font-weight:700;}
#article-hero .meta-value{display:block;margin-top:6px;font-size:15px;font-weight:650;color:var(--z01c9f-ink);}
#article-hero .hero-summary{margin:0;max-width:760px;font-size:17px;line-height:1.55;color:var(--z01c9f-ink);}
#article-hero .hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px;}
#article-hero .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 16px;border-radius:var(--radius-md,12px);text-decoration:none;font-family:var(--z01c9f-font);font-weight:750;letter-spacing:.01em;min-height:44px;}
#article-hero .btn-primary{background:var(--z01c9f-primary);color:#fff;border:1px solid var(--z01c9f-primary);}
#article-hero .btn-outline{background:transparent;color:var(--z01c9f-primary);border:1px solid rgba(31,58,95,.45);}
#article-hero .btn:focus-visible{outline:3px solid rgba(46,125,50,.35);outline-offset:2px;}
#article-hero .btn-primary:hover{background:#1a3354;}
#article-hero .btn-outline:hover{background:rgba(31,58,95,.06);}
::selection{background:rgba(46,125,50,.22);}
@media (max-width: 760px){#article-hero{padding:42px 14px 22px 14px;}#article-hero .hero-title{font-size:34px;}#article-hero .meta-item{min-width:160px;}}
@media (prefers-reduced-motion: reduce){#article-hero .btn{transition:none;}}

/* z01c9f:article-content */
/* z01c9f:article-content */
#article-content{--pad-inline:clamp(16px,3.5vw,28px);padding:0;margin:0;background:var(--z01c9f-bg);color:var(--z01c9f-text);font-family:var(--z01c9f-font);}
#article-content *{box-sizing:border-box;}
#article-content .article-body{max-width:920px;margin:0 auto;padding:40px var(--pad-inline) 64px;}
#article-content .article-header{margin-bottom:18px;}
#article-content .article-kicker{display:inline-flex;align-items:center;gap:10px;padding:8px 12px;border:1px solid var(--z01c9f-border);border-radius:999px;background:var(--z01c9f-surface);color:var(--z01c9f-primary);font-weight:700;font-size:13px;letter-spacing:.02em;}
#article-content .article-title{margin:14px 0 10px;font-family:var(--z01c9f-font-display);font-size:clamp(28px,4.1vw,44px);line-height:1.08;letter-spacing:-.015em;text-wrap:balance;color:var(--z01c9f-ink);}
#article-content .article-subtitle{margin:0;color:var(--z01c9f-slate);font-size:16px;line-height:1.6;max-width:62ch;}
#article-content .article-meta{margin:18px 0 26px;display:flex;flex-direction:column;gap:10px;padding:14px 16px;border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg,16px);background:var(--z01c9f-surface);}
#article-content .meta-row{display:flex;flex-wrap:wrap;gap:10px;align-items:baseline;}
#article-content .meta-label{font-weight:800;color:var(--z01c9f-primary);font-size:13px;letter-spacing:.02em;text-transform:uppercase;}
#article-content .meta-value{color:var(--z01c9f-text);font-weight:650;}
#article-content .article-toc{margin:26px 0 30px;padding:18px 16px;border:1px dashed var(--z01c9f-border);border-radius:var(--radius-lg,16px);background:rgba(255,255,255,.65);}
#article-content .toc-title{margin:0 0 12px;font-size:16px;font-weight:850;color:var(--z01c9f-ink);}
#article-content .toc-list{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:10px;}
#article-content .toc-link{display:block;color:var(--z01c9f-primary);font-weight:700;text-decoration:none;padding:10px 12px;border-radius:12px;border:1px solid transparent;background:transparent;}
#article-content .toc-link:hover{background:rgba(31,58,95,.06);border-color:rgba(31,58,95,.18);}
#article-content .toc-link:focus-visible{outline:3px solid rgba(46,125,50,.35);outline-offset:2px;}
#article-content .content-section{margin-top:26px;}
#article-content .section-title{margin:0 0 10px;font-family:var(--z01c9f-font-display);font-size:clamp(20px,2.4vw,26px);letter-spacing:-.01em;line-height:1.25;color:var(--z01c9f-ink);text-wrap:balance;}
#article-content .section-text{margin:0 0 14px;color:var(--z01c9f-slate);font-size:16px;line-height:1.75;max-width:76ch;}
#article-content .emphasis{color:var(--z01c9f-ink);font-weight:800;}
#article-content .checklist{margin:12px 0 18px;padding-left:18px;color:var(--z01c9f-slate);line-height:1.75;font-size:16px;}
#article-content .checklist li{margin:6px 0;}
#article-content .subsection-title{margin:18px 0 10px;font-size:15px;font-weight:900;color:var(--z01c9f-primary);letter-spacing:.02em;text-transform:uppercase;}
#article-content .steps{margin:0 0 16px;padding-left:20px;color:var(--z01c9f-slate);line-height:1.85;font-size:16px;}
#article-content .steps li{margin:7px 0;}
#article-content .callout{margin:18px 0 20px;padding:16px 16px;border:1px solid rgba(46,125,50,.35);border-radius:var(--radius-lg,16px);background:rgba(46,125,50,.06);}
#article-content .callout-title{margin:0 0 6px;font-weight:950;color:var(--z01c9f-secondary);}
#article-content .callout-text{margin:0;color:var(--z01c9f-slate);line-height:1.7;font-size:16px;}
#article-content .calculation-list{margin:10px 0 12px;padding-left:18px;color:var(--z01c9f-slate);line-height:1.8;font-size:16px;}
#article-content .calculation-list li{margin:7px 0;}
#article-content .audit-checklist{margin:10px 0 10px;padding-left:18px;color:var(--z01c9f-slate);line-height:1.8;font-size:16px;}
#article-content .audit-checklist li{margin:7px 0;}
#article-content .cta-row{margin-top:18px;padding:14px 14px;border-radius:var(--radius-lg,16px);border:1px solid var(--z01c9f-border);background:var(--z01c9f-surface);}
#article-content .cta-lead{margin:0 0 10px;color:var(--z01c9f-primary);font-weight:900;}
#article-content .related-links{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:8px;}
#article-content .text-link{color:var(--z01c9f-primary);font-weight:800;text-decoration:none;padding:8px 10px;border-radius:12px;border:1px solid transparent;background:transparent;display:inline-block;}
#article-content .text-link:hover{background:rgba(31,58,95,.06);border-color:rgba(31,58,95,.18);}
#article-content .text-link:focus-visible{outline:3px solid rgba(46,125,50,.35);outline-offset:2px;}
#article-content .article-footer{margin-top:28px;}
#article-content .article-divider{height:1px;background:var(--z01c9f-border);margin:18px 0 14px;}
#article-content .fineprint{margin:0;color:var(--z01c9f-slate);font-size:13.5px;line-height:1.6;}
#article-content ::selection{background:rgba(46,125,50,.22);color:var(--z01c9f-ink);}
@media (max-width:720px){
  #article-content .article-body{padding:28px var(--pad-inline) 50px;}
  #article-content .article-meta{padding:12px 12px;}
  #article-content .section-text,#article-content .checklist,#article-content .steps,#article-content .calculation-list,#article-content .audit-checklist{font-size:15.5px;}
}
@media (prefers-reduced-motion:reduce){
  #article-content .toc-link,#article-content .text-link{transition:none;}
}

/* z01c9f:related-articles */
/* z01c9f:related-articles */
#related-articles.related-articles{background:var(--z01c9f-surface);color:var(--z01c9f-ink);padding:48px 18px;}
#related-articles .related-articles__inner{max-width:980px;margin:0 auto;}
#related-articles .related-articles__header{margin-bottom:22px;}
#related-articles .related-articles__title{font-family:var(--z01c9f-font-display);font-size:28px;line-height:1.15;margin:0 0 10px;letter-spacing:-0.02em;text-wrap:balance;}
#related-articles .related-articles__subtitle{margin:0;max-width:62ch;color:var(--z01c9f-slate);font-size:15.5px;line-height:1.6;}
#related-articles .related-articles__list{display:grid;grid-template-columns:1fr;gap:16px;}
#related-articles .related-article-card{border:1px solid var(--z01c9f-border);border-radius:var(--z01c9f-radius,12px);padding:18px 16px;background:var(--z01c9f-bg);box-shadow:0 10px 24px rgba(31,58,95,0.06);}
#related-articles .related-article-card__meta{display:flex;align-items:center;gap:10px;margin-bottom:10px;flex-wrap:wrap;}
#related-articles .related-article-card__kicker{display:inline-flex;align-items:center;justify-content:center;padding:5px 10px;border:1px solid var(--z01c9f-border);border-radius:999px;background:var(--z01c9f-surface);font-size:12px;color:var(--z01c9f-primary);font-weight:650;}
#related-articles .related-article-card__dot{color:var(--z01c9f-border);font-size:18px;line-height:1;}
#related-articles .related-article-card__time{font-size:13px;color:var(--z01c9f-slate);}
#related-articles .related-article-card__title{margin:0 0 8px;font-size:18px;line-height:1.35;letter-spacing:-0.01em;font-weight:750;}
#related-articles .related-article-card__desc{margin:0 0 14px;color:var(--z01c9f-slate);line-height:1.65;font-size:14.5px;}
#related-articles .related-article-card__link{display:inline-flex;align-items:center;gap:10px;color:var(--z01c9f-primary);text-decoration:none;font-weight:700;border-bottom:2px solid transparent;padding-bottom:2px;}
#related-articles .related-article-card__link:hover{border-bottom-color:var(--z01c9f-accent);}
#related-articles .related-article-card__link:focus-visible{outline:3px solid rgba(46,125,50,0.35);outline-offset:3px;border-bottom-color:var(--z01c9f-accent);}
#related-articles .related-articles__footer{margin-top:18px;}
#related-articles .related-articles__backlink{color:var(--z01c9f-slate);text-decoration:none;font-weight:650;border-bottom:2px solid var(--z01c9f-border);padding-bottom:2px;display:inline-block;}
#related-articles .related-articles__backlink:hover{color:var(--z01c9f-primary);border-bottom-color:var(--z01c9f-accent);}
#related-articles .related-articles__backlink:focus-visible{outline:3px solid rgba(31,58,95,0.3);outline-offset:3px;}
#related-articles ::selection{background:rgba(46,125,50,0.25);}
@media (min-width:760px){
  #related-articles{padding:64px 22px;}
  #related-articles .related-articles__list{grid-template-columns:1fr 1fr;gap:18px;}
  #related-articles .related-article-card{padding:20px 18px;}
}
@media (prefers-reduced-motion:reduce){
  #related-articles .related-article-card__link,#related-articles .related-articles__backlink{transition:none;}
}

/* z01c9f:article-hero */
/* z01c9f:article-hero */
#article-hero{--radius-sm:var(--z01c9f-radius-sm,8px);--radius-md:var(--z01c9f-radius-md,12px);--radius-lg:var(--z01c9f-radius-lg,16px);--gap-1:0.25rem;--gap-2:0.5rem;--gap-3:0.75rem;--gap-4:1rem;--gap-5:1.25rem;--gap-6:1.5rem;--gap-7:2rem;--max:980px;display:block;background:var(--z01c9f-bg);color:var(--z01c9f-ink);padding:clamp(22px,4vw,44px) 16px 26px 16px;}
#article-hero .article-hero__inner{max-width:var(--max);margin:0 auto;}
#article-hero .article-hero__eyebrow{display:inline-flex;align-items:center;gap:10px;padding:8px 12px;border:1px solid var(--z01c9f-border);border-radius:999px;background:var(--z01c9f-surface);font:600 12px/1.2 var(--z01c9f-font);letter-spacing:0.02em;color:var(--z01c9f-primary);}
#article-hero .article-hero__title{margin:14px 0 10px 0;font-family:var(--z01c9f-font-display);font-weight:750;font-size:clamp(28px,4vw,46px);line-height:1.06;letter-spacing:-0.02em;text-wrap:balance;}
#article-hero .article-hero__meta{margin-top:18px;display:flex;flex-wrap:wrap;gap:12px;align-items:stretch;}
#article-hero .meta-item{flex:1 1 220px;border:1px solid var(--z01c9f-border);background:var(--z01c9f-surface);border-radius:var(--radius-md);padding:14px 14px;min-width:220px;}
#article-hero .meta-item__label{display:block;font:600 12px/1.2 var(--z01c9f-font);color:var(--z01c9f-slate);}
#article-hero .meta-item__value{display:block;margin-top:6px;font:700 14px/1.25 var(--z01c9f-font);color:var(--z01c9f-ink);}
#article-hero .article-hero__lead{margin:18px 0 0 0;max-width:70ch;font:400 16px/1.65 var(--z01c9f-font);color:var(--z01c9f-text);}
#article-hero .article-hero__cta-row{margin-top:22px;display:flex;flex-wrap:wrap;gap:12px;align-items:center;}
#article-hero .button{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:999px;padding:12px 16px;font:700 14px/1 var(--z01c9f-font);border:1px solid transparent;min-height:44px;letter-spacing:0.01em;}
#article-hero .button--primary{background:var(--z01c9f-primary);color:var(--z01c9f-surface);border-color:var(--z01c9f-primary);}
#article-hero .button--primary:focus-visible{outline:3px solid color-mix(in srgb, var(--z01c9f-secondary) 35%, transparent);outline-offset:2px;}
#article-hero .button--ghost{background:var(--z01c9f-surface);color:var(--z01c9f-primary);border-color:var(--z01c9f-border);}
#article-hero .button--ghost:focus-visible{outline:3px solid color-mix(in srgb, var(--z01c9f-primary) 35%, transparent);outline-offset:2px;}
#article-hero .article-hero__note{margin-top:18px;display:flex;gap:12px;align-items:flex-start;padding:12px 14px;border:1px solid var(--z01c9f-border);border-radius:var(--radius-md);background:color-mix(in srgb, var(--z01c9f-surface) 86%, var(--z01c9f-bg) 14%);}
#article-hero .article-hero__note-dot{width:10px;height:10px;border-radius:50%;margin-top:6px;background:var(--z01c9f-accent);box-shadow:0 0 0 3px color-mix(in srgb, var(--z01c9f-accent) 20%, transparent);flex:0 0 auto;}
#article-hero .article-hero__note span{font:400 13.5px/1.55 var(--z01c9f-font);color:var(--z01c9f-text);}
#article-hero ::selection{background:color-mix(in srgb, var(--z01c9f-accent) 28%, transparent);}
@media (max-width:720px){
  #article-hero{padding-top:18px;}
  #article-hero .meta-item{min-width:unset;flex:1 1 100%;}
  #article-hero .article-hero__lead{font-size:15px;}
}
@media (prefers-reduced-motion: reduce){
  #article-hero *{scroll-behavior:auto;}
}

/* z01c9f:article-content */
/* z01c9f:article-content */
#article-content.article-content{--radius-sm:var(--z01c9f-radius-sm,8px);--radius-md:var(--z01c9f-radius-md,12px);--radius-lg:var(--z01c9f-radius-lg,16px);background:var(--z01c9f-bg);color:var(--z01c9f-text);padding:clamp(18px,3.6vw,40px) 0;}
#article-content .article-shell{max-width:1120px;margin:0 auto;padding:0 18px;}
#article-content .article-header{margin-bottom:22px;}
#article-content .article-kicker{display:inline-flex;align-items:center;gap:10px;font:600 12px/1.2 var(--z01c9f-font);letter-spacing:.08em;text-transform:uppercase;color:var(--z01c9f-primary);background:color-mix(in srgb,var(--z01c9f-surface) 78%,var(--z01c9f-primary) 22%);border:1px solid var(--z01c9f-border);padding:10px 12px;border-radius:var(--radius-md);}
#article-content .article-title{margin:14px 0 10px;font:700 clamp(26px,3.2vw,40px)/1.08 var(--z01c9f-font-display);letter-spacing:-0.02em;text-wrap:balance;color:var(--z01c9f-ink);}
#article-content .article-meta{display:flex;flex-wrap:wrap;gap:10px;align-items:center;color:var(--z01c9f-slate);font:500 14px/1.5 var(--z01c9f-font);}
#article-content .meta-sep{opacity:.65;}
#article-content .article-grid{display:grid;grid-template-columns:320px 1fr;gap:24px;align-items:start;}
#article-content .article-toc{position:sticky;top:18px;align-self:start;}
#article-content .toc-nav{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg);padding:16px 16px 14px;box-shadow:0 10px 22px color-mix(in srgb,var(--z01c9f-primary) 10%, transparent 90%);}
#article-content .toc-title{margin:0 0 12px;font:700 14px/1.2 var(--z01c9f-font);color:var(--z01c9f-ink);}
#article-content .toc-list{margin:0;padding:0 0 0 18px;}
#article-content .toc-list li{margin:10px 0;}
#article-content .toc-link{color:var(--z01c9f-primary);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px;font:600 13px/1.35 var(--z01c9f-font);}
#article-content .toc-link:focus-visible{outline:3px solid color-mix(in srgb,var(--z01c9f-accent) 35%, transparent);outline-offset:3px;border-radius:6px;}
#article-content .toc-callout{margin-top:14px;background:color-mix(in srgb,var(--z01c9f-surface) 88%, var(--z01c9f-secondary) 12%);border:1px solid color-mix(in srgb,var(--z01c9f-border) 70%, var(--z01c9f-secondary) 30%);border-radius:var(--radius-lg);padding:14px 14px 13px;}
#article-content .toc-callout-title{margin:0 0 6px;font:800 13px/1.3 var(--z01c9f-font);color:var(--z01c9f-secondary);}
#article-content .toc-callout-text{margin:0;font:500 13px/1.55 var(--z01c9f-font);color:var(--z01c9f-ink);}
#article-content .article-body{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg);padding:22px 20px 18px;box-shadow:0 10px 22px color-mix(in srgb,var(--z01c9f-primary) 10%, transparent 90%);}
#article-content .prose{padding:10px 8px 6px;}
#article-content .prose-title{margin:14px 0 10px;font:800 18px/1.25 var(--z01c9f-font);color:var(--z01c9f-ink);}
#article-content .prose-subtitle{margin:14px 0 8px;font:800 16px/1.25 var(--z01c9f-font);color:var(--z01c9f-primary);}
#article-content .prose-p{margin:0 0 12px;font:500 15px/1.75 var(--z01c9f-font);color:var(--z01c9f-text);}
#article-content .prose-list{margin:10px 0 14px;padding:0;list-style:none;}
#article-content .prose-list li{display:flex;gap:10px;align-items:flex-start;margin:10px 0;}
#article-content .list-bullet{width:10px;height:10px;border-radius:3px;background:color-mix(in srgb,var(--z01c9f-accent) 75%, var(--z01c9f-surface) 25%);margin-top:6px;box-shadow:0 0 0 3px color-mix(in srgb,var(--z01c9f-accent) 18%, transparent);}
#article-content .comparison{margin:14px 0 8px;border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg);overflow:hidden;background:color-mix(in srgb,var(--z01c9f-bg) 28%, var(--z01c9f-surface) 72%);}
#article-content .comparison-row{display:grid;grid-template-columns:170px 1fr;gap:14px;padding:12px 14px;border-top:1px solid var(--z01c9f-border);}
#article-content .comparison-row:first-child{border-top:none;}
#article-content .comparison-label{font:800 13px/1.35 var(--z01c9f-font);color:var(--z01c9f-primary);}
#article-content .comparison-value{font:600 13px/1.5 var(--z01c9f-font);color:var(--z01c9f-ink);}
#article-content .prose-footer{padding:10px 8px 6px;margin-top:6px;border-top:1px solid var(--z01c9f-border);}
#article-content .article-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:14px;}
#article-content .btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 14px;border-radius:12px;font:800 14px/1.1 var(--z01c9f-font);text-decoration:none;min-width:180px;}
#article-content .btn-primary{background:var(--z01c9f-primary);color:var(--z01c9f-surface);border:1px solid color-mix(in srgb,var(--z01c9f-primary) 75%, var(--z01c9f-border) 25%);box-shadow:0 10px 18px color-mix(in srgb,var(--z01c9f-primary) 18%, transparent 82%);}
#article-content .btn-primary:focus-visible{outline:3px solid color-mix(in srgb,var(--z01c9f-accent) 35%, transparent);outline-offset:3px;}
#article-content .btn-ghost{background:var(--z01c9f-surface);color:var(--z01c9f-primary);border:2px solid color-mix(in srgb,var(--z01c9f-primary) 50%, var(--z01c9f-border) 50%);}
#article-content .btn-ghost:focus-visible{outline:3px solid color-mix(in srgb,var(--z01c9f-accent) 35%, transparent);outline-offset:3px;}
#article-content ::selection{background:color-mix(in srgb,var(--z01c9f-accent) 26%, transparent);}
@media (max-width: 980px){#article-content .article-grid{grid-template-columns:1fr;}
#article-content .article-toc{position:relative;top:auto;}
#article-content .article-body{padding:18px 16px 14px;}
#article-content .prose{padding:8px 4px 6px;}}
@media (prefers-reduced-motion: reduce){#article-content *{scroll-behavior:auto;transition:none !important;animation:none !important;}}

/* z01c9f:related-articles */
/* z01c9f:related-articles */
#related-articles{--ra-accent:var(--z01c9f-accent);--ra-ink:var(--z01c9f-ink);--ra-bg:var(--z01c9f-bg);--ra-surface:var(--z01c9f-surface);--ra-border:var(--z01c9f-border);--ra-slate:var(--z01c9f-slate);--ra-mist:var(--z01c9f-mist);background:var(--ra-bg);padding:28px 16px 10px;}
#related-articles .related-articles-inner{max-width:980px;margin:0 auto;}
#related-articles .related-articles-header{padding:10px 4px 18px;}
#related-articles .related-articles-title{margin:0 0 8px;font-family:var(--z01c9f-font-display);font-size:28px;line-height:1.12;letter-spacing:-0.02em;color:var(--ra-ink);text-wrap:balance;}
#related-articles .related-articles-subtitle{margin:0;max-width:70ch;color:var(--z01c9f-text);font-size:15px;line-height:1.65;}
#related-articles .related-articles-list{display:grid;grid-template-columns:1fr;gap:14px;margin:14px 0 18px;}
#related-articles .related-article{background:var(--ra-surface);border:1px solid var(--ra-border);border-radius:var(--radius-lg);padding:16px 16px 14px;box-shadow:0 1px 0 rgba(11,27,46,.04);position:relative;overflow:hidden;}
#related-articles .related-article:before{content:"";position:absolute;inset:-2px auto auto -2px;width:10px;height:100%;background:linear-gradient(180deg, rgba(46,125,50,.35), rgba(46,125,50,0));pointer-events:none;}
#related-articles .related-article-meta{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--z01c9f-slate);margin-bottom:10px;font-weight:700;}
#related-articles .related-article-title{margin:0 0 8px;font-size:18px;line-height:1.25;}
#related-articles .related-article-link{color:var(--ra-ink);text-decoration:none;border-bottom:1px solid rgba(31,58,95,.25);}
#related-articles .related-article-link:focus-visible{outline:3px solid rgba(46,125,50,.35);outline-offset:3px;border-bottom-color:rgba(46,125,50,.6);border-radius:6px;}
#related-articles .related-article-link:hover{border-bottom-color:rgba(46,125,50,.85);}
#related-articles .related-article-desc{margin:0;color:var(--z01c9f-text);font-size:14px;line-height:1.6;}
#related-articles .related-articles-footer{display:flex;flex-wrap:wrap;gap:10px;align-items:center;padding:8px 4px 18px;}
#related-articles .related-articles-cta{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--ra-ink);color:var(--z01c9f-surface);border:1px solid rgba(11,27,46,.25);border-radius:var(--radius-md);padding:10px 14px;font-weight:800;text-decoration:none;font-size:14px;}
#related-articles .related-articles-cta:hover{background:#0a1730;}
#related-articles .related-articles-cta:focus-visible{outline:3px solid rgba(46,125,50,.35);outline-offset:3px;}
#related-articles .related-articles-ghost{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--z01c9f-surface);color:var(--ra-ink);border:1px solid var(--ra-border);border-radius:var(--radius-md);padding:10px 14px;font-weight:800;text-decoration:none;font-size:14px;}
#related-articles .related-articles-ghost:hover{border-color:rgba(46,125,50,.65);}
#related-articles .related-articles-ghost:focus-visible{outline:3px solid rgba(46,125,50,.35);outline-offset:3px;}
#related-articles ::selection{background:rgba(46,125,50,.22);color:var(--ra-ink);}
@media (min-width:820px){
  #related-articles{padding:36px 20px 12px;}
  #related-articles .related-articles-title{font-size:32px;}
  #related-articles .related-articles-list{grid-template-columns:1fr 1fr 1fr;gap:16px;}
  #related-articles .related-article{padding:18px 18px 16px;}
}
@media (prefers-reduced-motion: reduce){
  #related-articles *{scroll-behavior:auto;}
  #related-articles .related-article-link:hover{border-bottom-color:rgba(31,58,95,.25);}
}

/* Design-system colors via CSS variables */
.policy-page{background:var(--z01c9f-bg);color:var(--z01c9f-text);font-family:var(--z01c9f-font);line-height:1.5;}
.policy-wrap{max-width:980px;margin:0 auto;padding:24px 16px 40px;}
.policy-header{padding:18px 18px 14px;background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg);margin-bottom:16px;}
.policy-title{margin:0 0 6px;font-family:var(--z01c9f-font-display);font-size:28px;letter-spacing:-0.2px;color:var(--z01c9f-primary);}
.policy-subtitle{margin:0;color:var(--z01c9f-slate);font-size:14px;}
.policy-section{margin:0 0 14px;}
.policy-h2{margin:0 0 10px;font-size:18px;color:var(--z01c9f-ink);}
.policy-card{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-md);padding:14px 14px;}
.policy-p{margin:10px 0;font-size:14.5px;color:var(--z01c9f-text);}
.policy-note{margin-top:12px;padding:10px 12px;background:rgba(215,221,230,0.35);border:1px solid rgba(203,213,225,0.9);border-radius:var(--radius-sm);color:var(--z01c9f-slate);}
.policy-footer{margin-top:18px;}
.policy-footer-card{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg);padding:16px 16px;}
.policy-h3{margin:0 0 10px;font-size:16px;color:var(--z01c9f-primary);}
.policy-link{color:var(--z01c9f-secondary);text-decoration:underline;}
.policy-link:focus{outline:2px solid var(--z01c9f-accent);outline-offset:2px;}
.policy-muted{color:var(--z01c9f-slate);font-size:13.5px;}
.policy-page *{box-sizing:border-box;}
@media (max-width:520px){.policy-title{font-size:24px;}.policy-wrap{padding:18px 12px 34px;}}
.cookie-policy{background:var(--z01c9f-bg);color:var(--z01c9f-text);font-family:var(--z01c9f-font);}
.policy-page{max-width:980px;margin:0 auto;padding:24px 16px 40px 16px;}
.policy-header{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg);padding:20px 18px;margin-bottom:16px;}
.policy-title{margin:0 0 8px 0;font-family:var(--z01c9f-font-display);font-size:28px;line-height:1.2;color:var(--z01c9f-ink);}
.policy-lead{margin:0;color:var(--z01c9f-slate);font-size:14px;}
.policy-section{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg);padding:18px;margin:14px 0;}
.policy-h2{margin:0 0 10px 0;font-size:18px;line-height:1.25;color:var(--z01c9f-primary);}
.policy-p{margin:10px 0;font-size:15px;line-height:1.55;color:var(--z01c9f-text);}
.policy-list{margin:10px 0 0 18px;padding:0;}
.policy-list li{margin:8px 0;font-size:15px;line-height:1.55;color:var(--z01c9f-text);}
.policy-link{color:var(--z01c9f-secondary);text-decoration:underline;}
.policy-link:hover{color:var(--z01c9f-accent);}
.policy-card{background:var(--z01c9f-bg);border:1px solid var(--z01c9f-border);border-radius:var(--radius-md);padding:14px;}
.policy-dl{margin:0;}
.policy-dl-row{display:block;padding:10px 0;border-bottom:1px solid rgba(203,213,225,0.7);}
.policy-dl-row:last-child{border-bottom:none;}
.policy-dt{font-weight:700;color:var(--z01c9f-primary);font-size:13px;margin-bottom:4px;}
.policy-dd{margin:0;color:var(--z01c9f-text);font-size:15px;}
.policy-footer{margin-top:16px;padding:18px 16px 10px 16px;background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-lg);}
.policy-h2-footer{color:var(--z01c9f-ink);font-size:16px;margin-bottom:6px;}
.policy-footer-p{margin-top:6px;}
.policy-small{margin:10px 0 0 0;color:var(--z01c9f-slate);font-size:13px;}
.policy-date,.policy-year{font-weight:600;color:var(--z01c9f-slate);}
@media (max-width:520px){.policy-title{font-size:24px;}.policy-section{padding:16px;}}

.policy-page{background:var(--z01c9f-bg);color:var(--z01c9f-text);font-family:var(--z01c9f-font);line-height:1.55;}
.policy-wrapper{max-width:980px;margin:28px auto;padding:18px 18px 34px;}
.policy-header{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--z01c9f-lg);padding:18px 18px 16px;margin-bottom:14px;}
.policy-title{margin:0 0 6px 0;font-size:28px;letter-spacing:-0.2px;color:var(--z01c9f-primary);}
.policy-updated{margin:0 0 10px 0;color:var(--z01c9f-slate);font-size:13px;}
.policy-lead{margin:0;font-size:15px;color:var(--z01c9f-text);}
.policy-section{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-md);padding:16px 16px;margin:12px 0;}
.policy-heading{margin:0 0 8px 0;font-size:18px;color:var(--z01c9f-ink);}
.policy-text{margin:8px 0;color:var(--z01c9f-text);font-size:14.5px;}
.policy-list{margin:8px 0 0 18px;padding:0;}
.policy-li{margin:6px 0;color:var(--z01c9f-text);font-size:14.5px;}
.policy-footer{margin-top:14px;background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-md);padding:16px 16px;}
.policy-contact-grid{display:block;}
.policy-contact-block{border:1px solid var(--z01c9f-border);border-radius:var(--radius-sm);padding:12px 12px;margin:10px 0;background:var(--z01c9f-bg);}
.policy-contact-label{margin:0 0 6px 0;color:var(--z01c9f-slate);font-size:12.5px;letter-spacing:0.2px;text-transform:none;}
.policy-contact-value{margin:4px 0;color:var(--z01c9f-text);font-size:14.5px;}
.policy-link{color:var(--z01c9f-primary);text-decoration:underline;}
.policy-legal-note{margin:12px 0 0 0;color:var(--z01c9f-slate);font-size:13px;}
@media (min-width:860px){.policy-wrapper{padding:22px 22px 44px;} .policy-contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;} .policy-contact-block{margin:0;}}

/* Design-system variables are expected to be available; fallback provided for safety */
.policy-page{background:var(--z01c9f-bg,#F6F7F8);color:var(--z01c9f-text,#111827);font-family:var(--z01c9f-font,'Segoe UI',Candara,'Gill Sans',Trebuchet MS,sans-serif);line-height:1.55;}
.policy-main{max-width:900px;margin:0 auto;padding:24px 16px 40px 16px;}
.policy-header{background:var(--z01c9f-surface,#FFFFFF);border:1px solid var(--z01c9f-border,#CBD5E1);border-radius:var(--z01c9f-radius-lg,16px);padding:20px 18px;}
.policy-title{margin:0 0 8px 0;font-size:30px;line-height:1.2;color:var(--z01c9f-ink,#0B1B2E);letter-spacing:-0.2px;}
.policy-lead{margin:0;color:var(--z01c9f-slate,#4B5563);font-size:15px;}
.policy-section{margin-top:18px;background:var(--z01c9f-surface,#FFFFFF);border:1px solid var(--z01c9f-border,#CBD5E1);border-radius:var(--z01c9f-radius-md,12px);padding:16px 18px;}
.policy-h2{margin:0 0 10px 0;font-size:18px;color:var(--z01c9f-primary,#1F3A5F);}
.policy-text{margin:10px 0 0 0;font-size:14.5px;color:var(--z01c9f-text,#111827);}
.policy-strong{font-weight:700;color:var(--z01c9f-text,#111827);}
.policy-note{margin-top:12px;font-size:13.5px;color:var(--z01c9f-slate,#4B5563);padding:10px 12px;border-left:4px solid var(--z01c9f-secondary,#2E7D32);background:rgba(46,125,50,0.06);border-radius:10px;}
.policy-list{margin:10px 0 0 18px;padding:0;}
.policy-li{margin:8px 0;font-size:14.5px;color:var(--z01c9f-text,#111827);}
.policy-link{color:var(--z01c9f-primary,#1F3A5F);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px;}
.policy-link:hover{color:var(--z01c9f-secondary,#2E7D32);}
.policy-footer{margin-top:18px;background:var(--z01c9f-surface,#FFFFFF);border:1px solid var(--z01c9f-border,#CBD5E1);border-radius:var(--z01c9f-radius-md,12px);padding:16px 18px;}
.policy-footer-inner{display:block;}
.policy-footer-block{margin-top:12px;}
.policy-footer-title{margin:0 0 8px 0;font-weight:700;color:var(--z01c9f-primary,#1F3A5F);font-size:14.5px;}
.policy-footer-text{margin:6px 0 0 0;}
.policy-copy{margin:14px 0 0 0;color:var(--z01c9f-slate,#4B5563);font-size:13px;}
@media (min-width:860px){.policy-footer-inner{display:flex;gap:18px;}.policy-footer-block{flex:1; margin-top:0;}}

/* Design-system variables */
.policy-page{font-family:var(--z01c9f-font);background:var(--z01c9f-bg);color:var(--z01c9f-text);min-height:100vh;}
.policy-container{max-width:980px;margin:0 auto;padding:24px 16px 40px;}
.policy-header{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--z01c9f-lg);padding:18px 18px;box-shadow:0 1px 2px rgba(0,0,0,.04);}
.policy-badge{display:inline-block;background:rgba(46,125,50,.12);color:var(--z01c9f-secondary);border:1px solid rgba(46,125,50,.28);border-radius:999px;padding:6px 10px;font-size:13px;line-height:1;letter-spacing:.2px;margin-bottom:10px;}
.policy-title{margin:0 0 8px;font-size:34px;line-height:1.15;color:var(--z01c9f-ink);}
.policy-lead{margin:0;color:var(--z01c9f-slate);font-size:15.5px;line-height:1.6;}
.policy-section{margin-top:18px;}
.policy-subtitle{margin:0 0 10px;font-size:18px;line-height:1.3;color:var(--z01c9f-ink);}
.policy-card{background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-md, 12px);padding:16px 16px;}
.policy-note{margin:10px 0 0;color:var(--z01c9f-slate);font-size:13.5px;line-height:1.55;}
.policy-text{margin:0 0 10px;color:var(--z01c9f-slate);font-size:14.5px;line-height:1.65;}
.policy-list{margin:10px 0 0;padding-left:18px;color:var(--z01c9f-slate);font-size:14.5px;line-height:1.65;}
.policy-dl{margin:0;}
.policy-row{display:block;padding:8px 0;border-bottom:1px solid rgba(203,213,225,.8);}
.policy-row:last-child{border-bottom:none;}
.policy-dt{font-weight:700;color:var(--z01c9f-ink);font-size:13.5px;margin-bottom:4px;}
.policy-dd{margin:0;color:var(--z01c9f-slate);font-size:14.5px;line-height:1.5;}
.policy-link{color:var(--z01c9f-primary);text-decoration:underline;text-underline-offset:3px;}
.policy-sep{color:rgba(75,85,99,.8);}
.policy-footer{margin-top:18px;background:var(--z01c9f-surface);border:1px solid var(--z01c9f-border);border-radius:var(--radius-md, 12px);padding:16px 16px;}
.policy-footer-title{font-weight:800;color:var(--z01c9f-ink);margin-bottom:10px;font-size:15.5px;}
.policy-footer-grid{display:block;}
.policy-footer-item{margin:8px 0;color:var(--z01c9f-slate);font-size:14.5px;line-height:1.5;}
.policy-footer-label{font-weight:700;color:var(--z01c9f-ink);margin-right:6px;}
.policy-footer-meta{margin-top:12px;color:rgba(17,24,39,.65);font-size:12.8px;}
@media (max-width:520px){.policy-title{font-size:28px;}.policy-container{padding:18px 12px 34px;}.policy-card{padding:14px 12px;}.policy-header{padding:14px 12px;}}